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Joshua Smith Photo
Joshua Smith Photo

Joshua Smith

Senior Loan Officer NMLS# 409981

Office: 720-279-5979 | Mobile: 303-525-9919 | Fax: 720-253-0843

Email: joshua.smith@novahomeloans.com

1805 Shea Center Drive, Suite 450 | Highlands Ranch CO 80129

LICENSED TO ORIGINATE MORTGAGE LOANS IN THE FOLLOWING STATES: CO

A lifelong member of the financial industry, my past experience includes 5 years working for a large bank and 2 years working in wholesale loan services. I believe in putting the client first and letting the work speak for itself. I genuinely love what I do and since I am in it for the long haul, I understand the meaning of the word integrity. As a Colorado native, I have a vested interest in our community and I understand the importance of home ownership to the health of our beautiful state. My wife and I have three beautiful children and attending their various activites as well as just spending time together is what I enjoy the most, when I am not working of course!

Joshua Smith

Senior Loan Officer NMLS# 409981

Office: 720-279-5979 | Mobile: 303-525-9919 | Fax: 720-253-0843

Email: joshua.smith@novahomeloans.com

1805 Shea Center Drive, Suite 450 | Highlands Ranch CO 80129

LICENSED TO ORIGINATE MORTGAGE LOANS IN THE FOLLOWING STATES: CO

A lifelong member of the financial industry, my past experience includes 5 years working for a large bank and 2 years working in wholesale loan services. I believe in putting the client first and letting the work speak for itself. I genuinely love what I do and since I am in it for the long haul, I understand the meaning of the word integrity. As a Colorado native, I have a vested interest in our community and I understand the importance of home ownership to the health of our beautiful state. My wife and I have three beautiful children and attending their various activites as well as just spending time together is what I enjoy the most, when I am not working of course!

SEE WHAT OUR CLIENTS HAVE TO SAY

5.0
Josh was great. Made it easy and less stressful than previous purchases.
Sara L
social survey
5.0
Josh made our loan experience effortless. I would definitely Josh to my friends and family
Jack S
social survey
5.0
Joshua and the entire team at Nova have made our refinance experience flawless, which is amazing in these crazy times.
Close l
social survey
5.0
Josh was very patient with us. He answered all of our questions and gave us multiple solutions for our refinancing needs. We have already recommended him to a couple of friends and one has already received a closing date!
Ellis c
social survey
5.0
Josh is easy to work with and does a good job. The process for refinancing took more than 3 mos. from start to finish. I have friends that refinanced and it was much quicker. My understanding is that this had nothing to do with Josh, just a long list of folks who wanted to refinance.
David C
social survey
5.0
Everything went smoothly and there was never a time when he didn’t answer our questions.
Dai C
social survey
5.0
Josh is just really easy to work with
Benjamin E
social survey
5.0
Josh went out of his way to communicate and inform us of a much longer process of refinancing then we thought we were getting into which was helpful. We chose a time like most to take advantage of the low rates and had to be very patient with the volume of people refinancing. Josh was great, process ...
Nancy A
social survey
5.0
Nice to work with someone we have a relationship with, he understands and asks about our financial goals, which provides us further clarity in achieving our desired results.
Jasa B
social survey
5.0
Josh did our original mortgage so we reached out recent to refinance. Always fast to respond, fun to work with and informative. After a few quick emails he called , outlined options and got things going. Awesome at communicating. If something was important he’d call and text to make sure deadlines were hit. Will always go back to him.
David B
social survey
5.0
I really appreciate the communication for both texts and email. I was able to use the text communication when I want a "faster" reply. I think it's a modern way to connect with people (specifically the younger generations). It's quick, and to the point, whereas emails are a little more formal, we mi ...
Atchara P
social survey
5.0
Great customer service, step by step giving advice and guidance throughout the loan process.
Mesay T
social survey
5.0
Compared to my previous loan process with another company this was a pleasant breeze. Josh was always in contact with me. With the team at NOVA we were able to quickly and successfully move through the process with no worries! Josh’s dedication is clear and I was relaxed about my loan the entire time. I’m grateful to Josh and the NOVA team for all of their hard work and help with getting my son and I into a much better living situation!
Jennifer L
social survey
5.0
Josh was ALWAYS available. Josh worked to get us the best options & stayed on top of all the extra paperwork. Top shelve. Easy recommendation for anyone we know.
Chris J
social survey
5.0
Looking out for my best interest.
Raymond S
social survey
5.0
As this is the 2nd time we've used Josh for our mortgage needs, he is very attentive to our needs and does everything in his power to make the mortgage process to go as smoothly as possible. I know that we will reach out to Josh again for mortgage questions, and future needs.
Anthony H
social survey
5.0
I've worked with Joshua twice now and had a very nice experience both times. Thank you!
Kadi D
social survey
5.0
Super easy refi. Josh took great care of me, as always. I always felt up to date on where we were in the process and when we found someone had incorrectly put a lien against my home because of a debt collection for someone else with my same name his team was able to clear it up extremely fast. Josh was able to save me a lot of money on my monthly payment. I have always recommended Josh to anyone I know looking for a home loan.
Jason E
social survey

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