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Joshua Smith Photo
Joshua Smith Photo

Joshua Smith

Senior Loan Officer NMLS# 409981

Office: 720-279-5979 | Mobile: 303-525-9919 | Fax: 720-253-0843

Email: joshua.smith@novahomeloans.com

1805 Shea Center Drive, Suite 450 | Highlands Ranch CO 80129

LICENSED TO ORIGINATE MORTGAGE LOANS IN THE FOLLOWING STATES: CO

A lifelong member of the financial industry, my past experience includes 5 years working for a large bank and 2 years working in wholesale loan services. I believe in putting the client first and letting the work speak for itself. I genuinely love what I do and since I am in it for the long haul, I understand the meaning of the word integrity. As a Colorado native, I have a vested interest in our community and I understand the importance of home ownership to the health of our beautiful state. My wife and I have three beautiful children and attending their various activites as well as just spending time together is what I enjoy the most, when I am not working of course!

Joshua Smith

Senior Loan Officer NMLS# 409981

Office: 720-279-5979 | Mobile: 303-525-9919 | Fax: 720-253-0843

Email: joshua.smith@novahomeloans.com

1805 Shea Center Drive, Suite 450 | Highlands Ranch CO 80129

LICENSED TO ORIGINATE MORTGAGE LOANS IN THE FOLLOWING STATES: CO

A lifelong member of the financial industry, my past experience includes 5 years working for a large bank and 2 years working in wholesale loan services. I believe in putting the client first and letting the work speak for itself. I genuinely love what I do and since I am in it for the long haul, I understand the meaning of the word integrity. As a Colorado native, I have a vested interest in our community and I understand the importance of home ownership to the health of our beautiful state. My wife and I have three beautiful children and attending their various activites as well as just spending time together is what I enjoy the most, when I am not working of course!

SEE WHAT OUR CLIENTS HAVE TO SAY

5.0
Josh was easy to work with, helpful, informative and worked with our unique situation.
Nicole I
social survey
5.0
Josh is personable (I feel like he cares about me as an individual, not as just another client) and I feel that he consistently has my best interest in mind.
Barbara L
social survey
5.0
Josh has been amazing to work with. He was patient, informative and was ready to answer any question we had. I really felt he was looking out for our best interest through the entire process. We have used Josh for multiple refinances over the years, which should tell you something right there. When we discuss refinancing, Josh is the first person we go to and is the only person we recommend to friends and family.
Carl T
social survey
5.0
Joshua was understanding of my family's needs and got me to the monetary place I needed to be. Thanks.
David W
social survey
5.0
I feel very comfortable working with Josh Smith and his team. It went very smoothly. I have recommended Nova to friends and will continue to do so.
Marguerite A
social survey
5.0
WE have done two refinancing with Joshua Smith. Both have been typical of his outstanding work. He is fully and completely professional, knowledgeable, competent and complete in documentation of all aspects of the refi. He is forthright, honest and gives straight answers and asks solid and approp ...
Eugene A
social survey
5.0
This is my third refinance with Josh Smith and each and every time, Josh worked diligently to get me the best rate with no out of pocket costs! Josh contacted me, offering to save me even more money on my mortgage and went above and beyond to lock me into an incredibly low rate!! With the money that ...
Regina M
social survey
5.0
Josh was great. Made it easy and less stressful than previous purchases.
Sara L
social survey
5.0
Josh made our loan experience effortless. I would definitely Josh to my friends and family
Jack S
social survey
5.0
Joshua and the entire team at Nova have made our refinance experience flawless, which is amazing in these crazy times.
Close l
social survey
5.0
Josh was very patient with us. He answered all of our questions and gave us multiple solutions for our refinancing needs. We have already recommended him to a couple of friends and one has already received a closing date!
Ellis c
social survey
5.0
Josh is easy to work with and does a good job. The process for refinancing took more than 3 mos. from start to finish. I have friends that refinanced and it was much quicker. My understanding is that this had nothing to do with Josh, just a long list of folks who wanted to refinance.
David C
social survey
5.0
Everything went smoothly and there was never a time when he didn’t answer our questions.
Dai C
social survey
5.0
Josh is just really easy to work with
Benjamin E
social survey
5.0
Josh went out of his way to communicate and inform us of a much longer process of refinancing then we thought we were getting into which was helpful. We chose a time like most to take advantage of the low rates and had to be very patient with the volume of people refinancing. Josh was great, process ...
Nancy A
social survey

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